Financing as ambitious as your next chapter.
Beemar Capital provides tailored financing for businesses, real estate investors, and homeowners who demand speed, transparency, and a true partnership — not paperwork and red tape.
A lender that moves at the speed of opportunity.
Beemar Capital was founded on a simple belief: capital should be an accelerator, not an obstacle. We pair institutional-grade lending with the responsiveness of a dedicated partner, so your projects close on time and your goals stay on track.
Whether you're scaling a business, acquiring an investment property, tapping the equity in your home, or financing a backyard transformation, our team underwrites with common sense and communicates in plain language. No tax-return mazes. No surprise fees. No waiting weeks for a yes or no — just straightforward financing designed around your timeline.
- Transparency first. Clear terms, upfront pricing, and a single point of contact from application to funding.
- Speed that matters. Streamlined underwriting and closings in as little as 10–14 days.
- A true partnership. We invest in relationships, not just transactions — repeat clients are the heart of our business.
Built different, by design.
The principles behind every approval.
Move Fast
Opportunity has a clock. We deliver term sheets in days and fund in as little as two weeks, so you never lose a deal to slow money.
Be a Partner
You get a dedicated expert who knows your file, answers the phone, and structures financing around your real-world goals.
Stay Transparent
The number we quote is the number you close on. Clear pricing, plain language, and no fine-print surprises — ever.
Financing for every ambition.
Four flexible lending programs, each backed by fast underwriting and a partner who sees your project the way you do. Pick a program below and start your application in minutes.
Home Equity Lines of Credit
Put the equity you've built to work. Our HELOC program gives homeowners flexible, revolving access to capital for renovations, debt consolidation, investments, or life's big moments — with competitive rates and a closing process measured in days, not months.
- Draw what you need, when you need it — pay interest only on what you use.
- Lines up to 90% CLTV for qualified borrowers.
- Minimal documentation and fast, asset-focused underwriting.
- No tax returns required on most programs.
Apply for a HELOC
Start your application in minutes. No impact to your credit score and no obligation — just a fast path to using your equity.
Takes about 3 minutes.
Business Financing
Fuel growth, smooth cash flow, or seize a time-sensitive opportunity. Our business financing adapts to your revenue and goals — working capital, equipment, expansion, or bridge funding — with approvals in days and funding that keeps pace with your business.
- $25K to $5M+ in flexible capital.
- Revenue-based options with simple qualification.
- Funding in as little as 24–72 hours for qualified files.
- Terms structured around your cash-flow cycle.
Apply for Business Financing
Tell us about your business and funding goal. A dedicated partner will structure options around your cash flow.
Takes about 3 minutes.
Real Estate Financing
Built for investors who move quickly. From DSCR rental loans and fix-and-flip to bridge and new construction, we underwrite the asset — not the paperwork — so you can close in 10–14 days and keep your portfolio growing.
- DSCR, Fix & Flip, Bridge & Construction programs.
- No tax returns on most investment products.
- Up to 90% LTC / 80% LTV for qualified deals.
- Close in 10–14 days, across all 50 states.
Apply for Real Estate Financing
Share your deal and we'll move fast — asset-focused underwriting and closings in as little as 10–14 days.
Takes about 3 minutes.
Pool & Home Improvement
Turn your house into the home you've imagined. Finance a new pool, kitchen, addition, or full renovation with affordable, fixed-rate funding — fast approvals, flexible terms, and no home equity required on many programs.
- $5K to $250K for projects of any size.
- Fixed rates & predictable payments for easy budgeting.
- Fast approvals, often same day.
- No home equity required on many programs.
Apply for Home Improvement
Finance your pool or renovation with fixed, predictable payments. Fast approvals, often the same day.
Takes about 3 minutes.
Honest rates. Zero surprises.
Pricing depends on your program, credit profile, and the strength of the deal. Below are indicative starting rates — and a calculator to estimate your payment before you ever apply.
Home Equity Lines
Variable rate, interest-only draw period, up to 90% CLTV.
DSCR & Investment
30-yr fixed available, no tax returns, 10–14 day close.
Business Capital
Term and revenue-based options, funding in 24–72 hrs.
Pool & Renovation
Fixed rate, terms to 20 years, no equity required.
Bridge Loans
Short-term, interest-only, fast close for time-sensitive deals.
New Construction
Ground-up financing up to 90% of cost, staged draws.
Estimate your monthly payment.
Estimates are for illustration only and do not constitute an offer to lend. Actual terms subject to underwriting.
Four simple steps to funded.
We stripped lending down to what matters. No mazes, no runaround — just a clear path from application to capital in your account.
Apply
Complete a short, secure application in minutes. No tax returns or mountains of paperwork — just the essentials so we can move fast.
Consultation
A dedicated loan partner reviews your goals, answers every question, and structures options tailored to your timeline and budget.
Approval
Our in-house team underwrites the asset with common sense and delivers a clear, transparent term sheet — typically within days.
Funded
Sign, close, and get your capital — in as little as 10–14 days. Your partner stays with you long after the wire hits.
A process designed around you.
Most lenders make you chase them. We do the opposite. From the moment you apply, you have a single point of contact who owns your file, communicates proactively, and keeps your deal moving. That's what a true partnership looks like.
Let's build something.
Questions, scenarios, or ready to apply? Reach out and a Beemar partner will get back to you within one business day.
Prefer to apply?
Skip the wait and start your application now — it only takes a few minutes.
Send us a message
Frequently asked questions.
Most real estate loans close in 10–14 days, and business funding can hit your account in as little as 24–72 hours. Speed depends on program and documentation, but moving fast is our specialty.
On most investment and HELOC programs, no. We underwrite based on the asset and the strength of the deal, not stacks of personal paperwork.
Beemar Capital lends in all 50 states. Reach out and we'll confirm availability for your specific property or business.
Never. Transparency is a core value — the terms we quote are the terms you close on, with all costs disclosed upfront.
Submitting an application has no impact on your credit score. We only conduct a hard inquiry once you choose to move forward with an offer.
It varies by program — from $5K home improvement loans up to $5M+ in business and real estate financing. Use our calculator or reach out for a tailored estimate.
Let's get you funded.
A few quick questions — no impact to your credit, and no obligation. Takes about 3 minutes.
What can we finance for you?
Choose the program that best fits your goal.
Tell us about the financing.
Estimates are fine — this just helps us route your file.
A little about your profile.
No documents needed yet — ranges are perfectly fine.
How can we reach you?
Your dedicated loan partner will follow up within one business day.
Review & submit.
Make sure everything looks right before you send.
Application received!
Thank you — your application is in. A dedicated Beemar Capital loan partner will reach out within one business day to discuss your options.
Need to talk sooner? Call (631) 620-0254.